No Down Payment? Lower credit score? You still have a chance! Ask about USDA Rural Housing and move into the house of your dreams!
USDA PROGRAM BENEFITS:
•No down payment required
•No Mortgage Insurance
•No cash reserves required
•No seller contributioin limit
•No Prepayment Penalty
•Loan up to 102% of appraised value allowed
•New and existing homes ok
•No minimum credit score required
•No minimum cash contribution required
•Seasoning of funds not required
•100% gifted closing costs or down payment assistance is permitted
•No derogatory credit explanations required when credit score is 620 +
•Rent is not verified with FICO of 620 +
•Conventional type loan packaging with only 1 extra form required
•Competitive rates
*Restriced areas including parts of Cape Coral, Lehigh Acres, Alva, LaBelle, Charlotte and Collier Counties. Call or email me for details!